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Legal Disclaimer

img-nie.jpg General and particular clauses

You are now logged on to the website "www.interepargne.natixis.fr", which is the exclusive property of Natixis Interépargne.

Company Name: Natixis Interépargne, Société Anonyme with capital of €8,890,784, registered in Paris Trade and Company Register under number B 692 012 669, Phone: 33 1.58.19.43.00

Corporate offices: 30, avenue Pierre Mendès France, 75013 Paris
E-mail address: webmaster@interepargne.natixis.fr
Intracommunity VAT number: FR.78.692.012.669
Credit institution authorised in France under number 14948Y by the CECEI (Comité des Établissements de crédit et des Entreprises d'investissement), 31 rue Croix-des-Petits-Champs - 75001 Paris.
Natixis Interépargne, in the context of its activities as an account keeper-custodian of units, is governed by the French Monetary and Financial Code.
Natixis Interépargne is a member of the AFG - Association Française de la Gestion Financière.

Director of: Didier Trupin, Chief Executive Officer
Editorial manager: Harold Elie, Director of Marketing and Communication
Owner of the company: Natixis Interépargne is wholly owned by Natixis

Host: this site is hosted by ALTAIR S.A, 4 rue Charles Gounod, 77185 LOGNES, FRANCE.
Tel. 1 58 19 11 00

Declaration to the CNIL: This site has been registered with the French Data Protection Authority or CNIL (Commission Nationale de l’Informatique et des Libertés) under No. 870223, pursuant to the provisions of Law 78-17 of 6 January 1978 governing information technology, data files, and liberties. You can obtain the necessary information from this organizationwww.cnil.fr.
Natixis Interépargne reserves the right to change or update the legal disclaimer at any time. Therefore, we suggest you check it regularly.
Browsing on this site is subject to applicable regulation and the general terms of use defined hereunder.


WARNING ON THE PRODUCTS AND SERVICES PRESENTED ON THE SITE

No information appearing on this site may be considered to be an offer of services or products from Natixis, Natixis Interépargne or its subsidiaries, nor as an offer or sollication of an offer to purchase or sell securities or any other investment product. Any person who wishes to obtain one of the services or products presented here is asked to contact the corresponding department and request information about the applicable contractual terms and rates.

Access to the products and services described on this site may be restricted for certain persons or in certain countries, primarily because of legal and regulatory requirements. The user is asked to make sure that he/she is legally authorised to connect to this site in the country from which the connection is made.

All information about one or more financial instruments (stocks, UCITS units, etc.) is provided for information only, even if it has been prepared based on serious sources deemed to be reliable. Natixis Interépargne shall not be held liable for the use of this information and the consequences arising therefrom.

Any online transaction on your online account implies that it complies with or conforms to applicable contractual and price conditions, as well as French law.

Natixis Interépargne makes every effort to ensure the accuracy and updates of the information distributed on its site, and reserves the right to correct the content at any time without notice. It cannot, however, guarantee the exhaustive nature of said information or the absence of changes made by a third party (viruses, hacking). Moreover, it shall not be responsible for any errors or omissions in this information.

This site is provided to you on the basis of a "state of the art" service and is accessible according to its availability, Natixis Interépargne is in no way responsible for any transmission difficulty or any network disturbance.

Natixis Interépargne provides no express or implicit guarantee, including but not limited to, the fact that this site will meet your expectations now or in the future, nor any guarantee that it will be uninterrupted, timely, secure or error-free, or that the results obtained using this site are correct and reliable now or in the future.

Natixis Interépargne does not guarantee the quality and/or legality of the content it has not created, and shall not be liable for any disputes, challenges, or actions by third parties claiming, in particular but not limited to, private rights to said content and/or its use.

No advice or information, whether oral and/or written and/or videos, which you obtain when using the site shall create guarantees and liabilities not expressly stipulated.

Responsibility for the use of any and all information contained on this site and related sites is the sole and exclusive responsibility of the user.


INFORMATION TECHNOLOGY, FREEDOM AND PROTECTION OF PRIVACY LAW

Users of this site must comply with the provisions of Law 78-17 on information technology and freedom of January 6, 1978. They must refrain from any collection, capture, deformation or use of the information which they access and, generally, any action that could damage the private life or reputation of any persons.

Confidentiality and the integrity of data are not guaranteed on the Internet. Therefore, electronic messages sent by the user may be intercepted and/or modified. Natixis Interépargne declines all liability therefor.

To best meet user expectations, Natixis Interépargne may, when you visit this site, collect some personal information and such information may be processed automatically. The identifying personal information, collected on this site, is needed to process users' requests. Just as the data that will be collected subsequently, this information is for Natixis Interépargne which, absent an objection from the relevant user for legitimate reasons, is authorized, by tacit agreement, to keep it in an electronic file, use it, communicate it for the same purposes to the entities within its group, or even to third parties or subcontractors for management reasons.

Pursuant to the provisions of the information technology and freedom law, you have the right to access, correct and delete any of your personal information. To exercise this right, please contact Natixis Interépargne in the manner specified on the site.

Cookies: One or more cookies will be placed on the hard disk of computers connected to www.interepargne.natixis.fr". A cookie is a small file sent by a server visited by a user and recorded on the user's hard disk. The cookies sent from www.interepargne.natixis.frare not intended to identify those connected. They record information regarding use of www.interepargne.natixis.frby the computer on which the cookie is stored (the pages visited and the date and time of the visit etc.). Natixis Interépargne undertakes only to use this information for statistical purposes, in particular in order to estimate the number of visits to www.interepargne.natixis.fr". Under no circumstances are cookies intended to allow use of personal data concerning those connected to www.interepargne.natixis.fr". Those connected to www.interepargne.natixis.fr" can prevent cookies from being recorded on their hard disk by changing the options of the Web browsers on the computer ("Preferences" in Netscape, "Internet Options" in Internet Explorer). Cependant, Natixis Interépargne informs Internet users and subscribers to the services offered on its website that if their browsers are configured to reject cookies, access to some of the services of www.interepargne.natixis.fr" may be impaired or even be impossible.

Reservation of the domain name: www.interepargne.natixis.fr is a sub-domain of www.natixis.fr registered on 05/08/2000 with France Telecom Transpac.


INTELLECTUAL PROPERTY - COPYRIGHT

This site's presentation and content constitute work owned by Natixis Interépargne and protected by French and international intellectual property laws in force.

All names, labels, logos and slogans are, except where specifically indicated otherwise, registered marks of Natixis or Natixis Interépargne or third parties which have authorized such use by the latter.

The drawings, photographs, images, text and other documentation represented on this site are covered by industrial and/or intellectual property rights and are, as applicable, the property of Natixis Interépargne or of third parties that have authorised such use by Natixis Interépargne.

This is also true for the databases provided on the site, the contents of which are protected primarily by the provisions of the Law of July 1, 1998 regarding the legal protection of databases.

These items cannot be sold, reproduced, represented, used, adapted, modified, incorporated, translated, marketed, in part or in whole without the prior written consent of Natixis Interépargne, unless it is for private purposes subject to different/or more restrictive provisions than the intellectual property code or it is for the sole purpose and conditions below:
§ use for information only,
§ use for non commercial purposes,
§ respect of the integrity of documents produced (no change, altering of any sort),
§ mention of the copyrights of Natixis Interépargne legible on each copy.


Any violation of the industrial and/or intellectual property rights is considered a copyright infringement that can result in the civil and criminal liability of the copyright violator, in accordance with the provisions of the Intellectual property code.


HYPERTEXT LINKS AND VIRUSES

Natixis Interépargne shall not be liable for any hypertext links that may be placed on this site to other sites on the Internet.

In addition, users and visitors to the Natixis Interépargne site may not place a hyperlink to this site without the prior express authorisation of Natixis Interépargne.

In any event, any site with a hypertext link with this site is not under the control of Natixis Interépargne.

Under no circumstances can Natixis Interépargne be held responsible for sites with a hypertext link with the present site and declines any responsibility concerning their content and use.

Generally, it is the user's responsibility to take the necessary steps to ensure that the selected site is not infected by any virus or any other destructive bug. Under no circumstances can Natixis Interépargne be held responsible for direct or indirect messages stemming from the use of its website or other related sites.


JURISDICTION CLAUSE

This site is governed by French law. In the event of litigation, only French courts shall have jurisdiction.

© Natixis Interépargne 2007 Legal mentions